Affordable Care Act

Comprehensive. Automated. Compliant.

Integrated ACA Solution

The Affordable Care Act was passed in 2010, but its provisions have gone into effect gradually over the years. With pivotal mandates, restrictions, and penalties finally in place, we help provide businesses with the ACA resources to understand and tackle the ACA.

  • Determine if your company is an ACA large employer by using our calculator, employee tracking reports and HR expertise.
  • TriNet helps clarify, simplify, and guide you through this complex law by managing reporting requirements.
  • Makes compliance reporting easy with automated population and distribution of ACA forms and notices.
  • Keeps you on track and updated on regulatory and deadline changes.

Company Size Determination

Determining if your company is an Applicable Large Employer (ALE) is critical to understanding which ACA provisions need to be on your checklist.

  • The TriNet ALE Calculator helps you instantly determine your average monthly full-time equivalent employee (FTE) count.
  • Tracking of full-time and variable hour employees ensures you know which employees are benefits eligible.
  • If your FTE count is close to 50 and growing, our HR team can guide you.


View HR Solution:

Comprehensive Health Plans

ALE categorization determines whether your company must offer coverage to employees, as defined by the Employer Shared Responsibility Mandate. If you have no more than 50 employees*, you may be limited to the ACA "metal level" plan designs and pricing restrictions.

  • TriNet medical plans meet ACA minimum value and benefit plan design requirements.
  • Comprehensive medical coverage through national and regional carriers that includes preventive care, hospitalization, prescription drugs, and mental health care.
  • Our HR team guides you to choose benefits and contribution strategies that work for you.

*no more than 100 employees in CA, CO, NY, VA, and VT

Seamless Reporting

The ACA requires ALEs to report offers of medical coverage to employees. The IRS is expected to use the data to calculate and assess fines for non-compliance. The Forms 1094-C and 1095-C are one of the biggest reforms in tax reporting since the W-2. Each depends on accurately reporting data from payroll, benefits and HR systems. Failure to complete and submit the forms prior to the deadlines may subject you to a penalty.

  • Auto-populates forms with data from TriNet payroll, benefits, and HR systems seamlessly.
  • Forms 1095-C are automatically mailed to full-time employees, with an option for electronic delivery.
  • We electronically submit the Form 1094-C to the IRS for you, eliminating hours of manual preparation and cross checking.
View HR Solution:

Compliance and Administrative Support

Regardless of company size, you are required to comply with rules on notifications, plan enrollment, and eligibility tracking. You also need to keep track of offers of coverage and plan costs for future audits.

  • Generates automated Marketplace Notices, posts Summary of Benefits and Coverage, and plan enrollment notices.
  • Provide offers of coverage and plan onboarding for benefits eligible employees.
  • Records of communications so that you always have proof of compliance.

Access to expertise

The ACA is still evolving, and monitoring the regulatory updates is as complex as the ACA itself. But you don’t have to do it alone. We have Affordable Care Act resources designed to help you understand how we can help you check all the boxes. 

  • HR experts are on hand to consult and provide ACA assistance on how it affects your benefits, compliance, payroll, and HR decisions.
  • Our payroll, benefits and compliance experts keep abreast of the law to ensure you stay ahead of potential ACA pain points.
  • Browse our Datasheet, eGuide, and other resources to walk through the ACA, step by step. Our blog contains the most up-to-date information on regulations, and the changes you need to implement for your business.